5 reasons to love having a LegalShield Membership

I am a member of LegalShield and I love having the peace of mind it gives me.  Here are 5 Excellent reasons to love having a membership!

1.  Most people would never call an attorney over a $20 dispute, the attorney fees would cost way more than $20!  But with my membership I can call no matter what the amount.  All those little disputes that you simple write off add up.  $10 here, $20 there; before you know it you have written off hundreds or even thousands of dollars.

2. When you speak to the Provider Law firm there is no need to worry about fees in most cases.   Except for issues that fall under the 25% member discount, the attorney fees are already covered under your membership.

3. The provider law firms takes as much time as is needed to help you with your problem.  They are not trying to rush you along to meet with the next client and you don’t have to worry about ‘billable hours’ adding up.

4. The provider law firm focuses on the facts of your case and will give you advice that is personal for you and pertains to your case.

5. You can always call your provider law firm back to ask additional questions after you have spoken to an attorney.

Gay rights would not be an issue if they truly existed

Gay rights is a term that we keep hearing about and there is a reason that we keep hearing it, they don’t really exist.  If gay rights truly existed, there would be no reason for it to keep popping up in the news.  The LGBT community would be treated the same as the heterosexual one.

I am a straight woman but I am all for gay rights.  Gay rights has nothing to do with my sexual orientation or anyone else’, it has to do with people all being treated fairly.  As a Black woman, I feel that I have the responsibility to stand side by side with members of the LGBT community in this fight.  This fight is not just about gay rights but the rights of every conceivable ‘group’ that can be labeled as different.

If you are willing to stand by and allow anyone to use the law to  discriminate against, oppress, dehumanize and objectify any group because they are ‘different’, then you need to understand that the same thing can be done to you no matter who you are.   Maybe your turn will come because of an illness, where you live, or even the fact that you wear glasses, what we allow to be done to one can be done to all.

This is one more reason I choose to be an independent associate of LegalShield.  LegalShield is available to help everyone protect their rights.   Same sex couples are treated no differently than a heterosexual couple, a family unit is a family unit period.   Every family unit has rights and those rights should be protected.

It’s amazing how easily we get distracted from what is important. While amusement is necessary, when it eclipses everything else we need to stop and focus.  Really? J-lo’s neckine is front page news?? I can think of a lot of things more important than that to be on the front page.

How about the families who are being foreclosed on?  That is an issue that needs attention.  Families who are living on the edge of financial ruin?  That is an issue that needs attention.  People who are being downsized out of jobs? Yes that needs attention.

LegalShield helps people whether it is helping them handle foreclosures, severance packages or just a way to make a little extra money.

peaceful controversy

The Oscars aired on Sunday night…..It is now Tuesday and the NYC Daily News is STILL talking about red carpet fashion does and don’ts……..ON THE FRONT PAGE!

I realize that the Daily News is just trying to sell their newspaper……and this is what sells……but, doesn’t anyone realize that there may be more important things to talk about in the world?

Does it not seem logical that by focusing all of our attention, money and intellectual devotion to fashion, we are allowing everything else around us to crumble to pieces…….because we don’t care enough about it to even think about it?

I was watching the red carpet just for the humor of watching grown people discuss whether or not this ruffle or that neckline was worthy of admiration.

I also enjoyed watching the celebrities stop and turn from side to side to make sure the photographer get their best…

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See what LegalShield can do for you!

The Taxman Cometh

2011 is quickly drawing to a close, bringing a new year.  It’s a time of transition, out with the old and in with the new.  And starting on Monday January 1st businesses will begin working on those w-2’s, and we will be into a new tax season.

Everyone who files taxes is subject to being audited.  Will you be one of the unlucky ones picked to be audited in 2012?  Tax audits can be a nightmare and many people find themselves panicking when it happens.   Tax law is very complicated, we don’t call the IRS “Individuals Representing Satan” for nothing you know.  A tax attorney is vital when meeting with an IRS Auditor.

As a member of LegalShield, I don’t have to worry about it.  I have access to a tax attorney if I am ever audited as a standard part of my membership.  How about you?  You can have this peace of mind also.  Signing up for a membership now will not only cover your upcoming 2012 return but also the return you filed for 2011, but you must secure your membership now.   Tax coverage begins with the return filed in the year you get your membership.  Enroll now to cover your 2011 tax return.  January 1st 2012 means you missed the boat!


I’m sorry ma’am, I can’t help you. It’s policy

Odds are you’ve heard these words before.  They seem to go hand in hand with merchant disputes.  You feel as if you’ve been wronged and the merchant is not holding up his end of the deal in some way.  What follows is a round of hoop jumping worthy of a Ringling Brothers Circus performance.

You will get tons of commiseration but no actual results.  Even worse is when they start doing the “department shuffle” on you.  You know what the department shuffle is.  That’s when no matter who you call they tell you your problem is handled by a different department.  Now you’ve moved up from hoop jumping to tennis ball being lobbed back and forth through every department and supervisor they can find to pawn you off on.

Sooner or later you just get worn out and write the whole thing off as a loss.  Admit it, somewhere along the line this has happened to you.  It’s happened to me too in the past.  The dispute is just not worth the hassle.  You could call a lawyer, but unless it is a huge amount of money it’s not worth paying the attorney’s fee.   Consumer complaints tend to be small amounts.

Well that scenario does not have to be in your future anymore.   Think about how much money you’ve written off in the past.  Maybe not a lot taken individually but collectively is another matter.  If you could add up every loss you have written off over the years, you would be shocked.  It probably adds up to hundreds if not thousands of dollars you have lost because 5 dollars here or 10 dollars there just was not worth the aggravation at the time.

When you write your complaint letters or make phone calls to a business you get directed to “Customer Service”.  If an attorney writes a letter or makes a phone call he gets directed to the Legal Department.  Big difference isn’t it.  Instead of customer service reps telling him about policy, he get lawyers looking at liability.  That’s why having a lawyer handle a dispute gets different results from you trying to do it yourself.  Often he gets positive results.

Imagine having a lawyer write a letter on your behalf the next time you have a dispute with a merchant.  It doesn’t matter what the value of that product is.  $30 blouse falling apart at the seams after wearing it once?  Call your attorney and let him handle it.  Don’t have an attorney?  Then take a look at LegalShield and get your own provider law firm on your side today!

Would you believe?

There was a time when our airwaves were not clogged with attorneys trolling for clients for class action lawsuits?  Today you cannot turn on the television without seeing a commercial for a class action lawsuit for this drug or that drug.  Class action suits mean big paydays for the attorneys who handle them.  What I rarely see is the attorney who advertises for clients with the intent to help clients prevent major problems.

Attorneys  can help you prevent a molehill turning into a mountain, but that means addressing legal issues before they snowball out of control.   Let me give you an example.  You want to do some work on your home, maybe add on an addition.

You call in a contractor to do the work.  Soon you have a nice new room but the first time it rains the roof leaks.  The contractor comes back out, goes up on the roof and stays there for about an hour comes back down and tells you it is fixed.  A few months later and it is leaking again.  How long will you go through this cycle?  When will you get fed up and call in someone different to fix what should have been done right in the beginning?

Having an attorney involved on your behalf could mean the difference in the contractor fixing the problem so that your roof does not leak again or the contractor coming out and doing a patch job that eventually fails.  This is one of the many benefits of a LegalShield membership.  You have attorneys to help you now instead of waiting until the problem becomes a major one.

Let’s Haggle!

If you have followed this blog, you know that I am a die-hard believer in the power of having a good attorney on your side.  Not just for emergencies, but for everyday issues-like haggling.  Haggling is simply a form of negotiation or bargaining.   Haggling can save you a lot of money especially on big ticket items.

Let’s say that you are looking at purchasing a car.  You go into the dealership and pick out a car, it may be new or used but either way once you pick out that car you have a few decisions to make like how much you want to spend, the payments you are prepared to make and the options and upgrades that you would like.  This is also the point where many people jump into the age old custom of haggling.

Lets say it is a used car.  There’s a catch phrase going around right now “Show me the Carfax.”  Carfax provides a report on the history of the car in question.  Has it been in an accident, maintenance history, mileage and the like.  A Carfax report can reveal bargaining points to a potential buyer or warn a buyer not to purchase the car at all.  The Carfax gives you the information you need to make an informed decision.

Now suppose you have an attorney available to you to help you with the next step, the contract.   The attorney can do for that purchase contract what a Carfax does for the vehicle itself.  The attorney review can point out bargaining points for you in the contract.  Things like balloon payments and warranty issues.  Or maybe promises made by the salesperson verbally that are not covered.  For instance the salesperson offers you free oil changes for a year verbally but that verbal agreement is not included in your contract.

Having an attorney to review that contract can reveal things like this.  With LegalShield, document and contract review is included in your membership so when you do decide to purchase a new car, new home or other big ticket item; your attorney will review that document for you.  Your attorney will point out the hidden surprises and explain to you exactly what it is that you are about to sign.

Kids will be kids

Remember back in the day when you were a kid?  We all did silly things  on the playground and they were mostly harmless.  It seems that harmless kiddie antics now warrant the calling of police.

Yes a school in Florida called the police because a couple of 12 year olds snuck a kiss on the playground.  What the police?  Okay I guess I should say the school started out with the Department of Children and Families that for once actually displayed a bit of common sense.  By not responding to the report but then DCF passed the buck telling the school to call the police.

I think back to my days in Elementary school.   Boys and girls displayed their interest in all sorts of silly ways.  Yes there was kiss stealing, accusations of being infested with cooties, throwing balls at each other and even name calling.   But none of it was considered a basis for calling in the police.  I think most of my teachers and principals would have been embarrassed at the thought.  They were of the opinion that if you are going to work with kids you needed the skills to deal with them.  If you didn’t have those skills then you needed to find a different career.

The thing that gets me here is that this situation could have gone in a completely different direction with a different officer responding.  In this case the officer correctly saw it for what it was innocent childhood hijinks.

But schools seem to be calling police more and more often to handle what should be the job of school administrators and teachers.  Police respond and question children, arrest children and detain children on school property without the knowledge of parents.  It’s to the point that your child needs an attorney as much as if not more than the parents do.

LegalShield members don’t have to worry about this issue.  They know that their children have legal representation through that membership.  A LegalShield family membership covers not only the parents but the children  also, including 24 hour emergency access.


Rolling in red tape?

Red tape.  I’m sure we all recognize that phrase.  We’ve probably all encountered the red tape phenomenon somewhere along the line.  It’s constantly used to comedic effect in movies and television.

The movie Beetlejuice used the ‘take a number’ gag.  It can be annoying to walk into an overflowing waiting room and having number ‘199’ when the board is showing “Now serving #19”.  You realize that you are stuck waiting for the entire day to take care of an issue that might take 10 minutes.

But one of my favorite examples comes from the television show LEXX.  It really plays up just how frustrating bureaucracy can be.  The Dead Divine assassin Kai, ends up getting dragged before an adjudication committee.


Kai rightly figures out that the end result of all the ‘adjudicating’ will be a punishment and at the outset requests that the adjudicating be skipped and asks to be thrown from the top of the city.   Request denied.  What ensues from there is a stream constant redundant bureaucratic hijinks which even drives a dead man to frustration.

The thing is much of the red tape we encounter is in response to laws or rules that the different organizations we deal with may be bound by.   Often those that seem to be tangling us up in the red tape are just as stymied themselves by procedure.  Not to mention that we can often cause the red tape tangle ourselves by a lack of experience in dealing with something.  We fill out the wrong form, file with the wrong department, etc.  Something as minor as placing the correct information in the wrong spot can start red tape rolling.

Well we can’t do anything about procedure, but we can do something about our own actions by making sure we are doing our part correctly.  How do we make sure we do our part correctly?  We get advice from someone who knows the laws and understands the documents.  We can consult with an attorney.

Just turn on the television and watch all the commercials from attorneys looking for people who have been turned down for Social Security or disability.  All the attorneys looking for people who owe back taxes to the IRS and all of the other various things these attorneys advertising.   LegalShield provides its members with unlimited consultation on any legal issue.  Even if you are not sure you have a legal issue, you can consult with an attorney to help you determine if you do have a legal issue.

Bureaucracy is annoying.  Dealing with it yourself can be like setting sail on the Atlantic Ocean with no map.  Doesn’t it make more sense to to have the help of of an experienced ‘legal navigator’ when you set of to sail the ‘Sea of Red Tape’?