A True LegalShield Story

I wanted to share this little video with you.  It’s a nice LegalShield story but it is also a true story.  I know the gentleman it happened to.   And yes he did use his LegalShield Membership for a missing trash can.

Not exactly something you would look in the phonebook and hire a lawyer to handle for you.  It was only an $80 recycling bin.  Most people would simply pay the $80 and forget about it.  It would cost more to hire the attorney than the recycling bin is worth.

That right there is the beauty of a LegalShield membership.  The little issues that we simply accept, even when we know they are wrong, because paying an attorney to right the situation costs more than the situation itself.  LegalShield allows you to take advantage of the scales of justice by freeing you from the scales of ‘what’s in your wallet.’  Those little issues may not seem like much when you compare them to the attorney fees, but those little issues add up.  A $25 issue here, a $30 issue there, a $50 issue next month; eventually they can tally up to a $500 bundle of issues and for most of us the tally is way higher.

Think back to all the times you got stuck with a defective product and couldn’t get your money back.  How many times have you gotten charged for a repair that was not done correctly?  Has a dry cleaners ever ruined an item of clothing.  Your luggage ever been lost by the airlines?  These are all issues that cost you money and you let it slide because you know it would cost much more to get an attorney involved.  You allow yourself to be nickeled and dimed out of hard earned cash unfairly.

LegalShield gives you access to an attorney when things like this happen as a standard benefit of your membership.  By the way, just to let you know how ‘trivial’ an issue our LegalShield attorneys have handled, a good friend of mine has a laminated money order that is the record for the smallest amount his provider law firm has ever written for a member.   He was charged a small service ‘fee’ by a car wash when he had free car washes for a year that came along with his new car.  The attorneys wrote a letter for $3, the cost of the fee, my friend got his $3 back but it did not stop there.  The car wash stopped charging that fee to everyone!  So not only was my friend’s rights protected thanks to LegalShield, everyone who uses that car wash now enjoys no additional service fee!

A victim of mortgage fraud speaks out.

Many homeowners right now are facing foreclosure.  I came across this article at Examiner.com in which one victim tells her story of mortgage fraud.

This lady got into a mess with a loan modification.  She opted for the modification to prevent falling behind on her payments or have her credit ruined.  In the end she ended up some $7000 delinquent in her payments.

One thing that we all need to understand is that contracts are drafted by attorneys.  When you sign any contract  (especially those ‘standard’ contracts), that document was drawn up on behalf of the other party by their attorney.   The fact is that the attorney was working for the other side, not you.

This is why it is so important to have contracts reviewed by an attorney on your behalf.  You probably know someone who has been burnt by signing a contract.  Balloon payments immediately come to mind.  How many people do you know that bought a car and found out when they got around to those final payments that the payment had skyrocketed?  Maybe it has happened to you?

Had an attorney for the buyer reviewed that contract, the balloon payment would have been revealed by the buyers attorney along with any other hidden surprises.  Perhaps I shouldn’t say hidden because it is spelled out in that contract somewhere but most of us don’t read the complete contract or we read it and act like we know what it means.  We don’t want to look stupid.

Not understanding a contract does not make you stupid, it simply means that you are not an attorney.   You just don’t have the needed training and education to understand it, an attorney does.  Wouldn’t it be smarter to have someone who does understand review it for you and then tell you what you are getting ready to legally agree to?