Take a look at my YouTube Channel!


Don’t forget to keep an eye on my Youtube channel!  You’ll find informative videos including several LegalShield Videos.  Find out how Legal Shield can help with legal issues and identity theft issues or how you can help others while building your own business with a product that everyone really needs.

See what LegalShield can do for you!

Opt out to protect your information


Junk Mail.   How much junk mail do you receive every day?  Probably a lot.  and junk mail is not the innocent little annoyance you think it is.  You probably just think it is something that you must live with, but in many cases it is not.  You can opt out of receiving quite a lot of junk mail.

Much of the junk mail you receive may come from businesses sharing your information with others.  You can stop much of this junk mail by opting out.  Some junk mail is easy to opt out of like pre-approved credit card offers.  Simply dial 1-888-567-8688 in the US.  This will keep credit bureaus from selling your information to lenders and insurers.

All financial institutions are required to provide you with a privacy policy that tells you how they share your information with others.   You may be able to opt out of much of this sharing process but not all of it.  There are instances which you cannot opt out of but you can opt out of some of it.

It is also never to late to opt out.  It will take a little effort on your part because you will need to contact each institution that holds an account in your name to find out what their procedure is for opting out.

Why should I opt out?

Allowing your information to be freely shared is a big identity theft risk.  The more businesses that have your information, the bigger the risk that your information will be lost.   The better control you have over who holds your information, the lower your risk of it being lost.

For more information on opting out, visit the Federal Trade Commission’s page on Privacy Choices you can download a PDF version of this publication that will help you understand what opting out is and how you can opt out.

For more information on Identity Theft please visit  LegalShield  learn how we can help with Identity theft issues.

 

Here’s a new hit song for identity thieves!


This song is blowing up the Top Ten on the Identity Identity Theft Hit Parade!  Da Dumpster Dive!  These guys may be diving in for old Kool Aid and Bagels, but Identity thieves dive in for a different reason.

By now most of us are understanding the need to shred our old personal documents.  An in home shredder is no longer a luxury, it is a necessity.  And we know that it needs to be DOD Approved and not a ribbon shredder.  Ribbon shredders just create jigsaw puzzles for identity thieves, strips can be pieced back together to harvest information.  With individual getting more savvy about the destruction of information, your home trash is much less attractive to identity thieves than this item.

Why are dumpsters so attractive to identity thieves?  Well you always find dumpsters near businesses.  Businesses gather all sorts of personal information from their clients and customers.   Names, addresses, phone numbers, account numbers and the list goes on.  And businesses do not always follow the law when it comes to disposal on this information.

It is a fairly common event to turn on your local news to see a report about files dumped in dumpsters.   Honest people come across these files and report it to news reporters, police or others and it ends up on your evening news.  For every honest person that reports the situation, how many dishonest people are taking the information for nefarious purposes.

Personal information found in dumpsters is a gold mine.  The thief does not have to use you information personally.  There is a huge black market out there for personal information and the thieves know this.  They can make a fortune selling what they find in these dumpsters.

If a business you have dealt with improperly disposes of your personal information in a dumpster, and a thief gets his hands on it; well that information can be sold as many times as the thief wants.  Multiple people can buy and use your information.  This is why it is important to have a plan, to be able to react quickly and at any time to respond to identity theft issues.

Yet another way an attorney can save your bacon!


I came across this nice little video available on the Federal Trade Commission Website.  It’s called “Fraud-An Inside Look”.  You can order the DVD For free from the FTC’s site.

It’s about 10 minutes long and a convicted scammer talks about fraud and how he runs a scam on his victims.

How does this tie in with an attorney?  One of the steps that the FTC advises to anyone looking for business opportunities is to investigate it thoroughly and as a part of your due diligence, consult with an attorney.  Many people lose money by getting involved with scams and having an attorney evaluate what you are considering before you join, can save you from that.

Attorneys are not just for crisis issues.  In many cases such as business opportunity scams, consulting with an attorney beforehand can avert the crisis.  And if you intend to start, invest in, own or join a business; an attorney can help you go about it the right way.