A last will and testament is more important than you think

Statics say that 7 out of 10 Americans don’t have  will in place, the reality is that 10 out of 10 of us will need one eventually.

We all have different reasons for why we don’t have a will in place.  It costs too much and we need to spend the money on more important things.  Nothing I own is valuable.  I don’t want to think about dying.

All of us at some point are going to die.  We hope it will be a long way off but we never know when our time is up.  Death is not something reserved for the elderly, it touches all of us no matter the age group we are in.  Accidents, illness. catastrophy and natural disasters have no respect for age.  They will take anyone no matter how young or how old.  This is why we need to have a will in place, to make sure that our wishes are followed and our loved ones are protected from further drama.

Families will fight over your possessions no matter how worthless you think they are because when we die, the most worthless piece of junk we own can suddenly become the most valued of sentimental treasures.   Suddenly your worthless piece of junk is at the center of family fight over who gets possession of it.  A fight that may have been avoided if you had a will in place.

For younger people a will can be even more important when it comes to your children.  What if, God forbid an accident claims both parents?  Who will your children be raised by? A sibling? Which set of grandparents? Who would you want them to go to? A will can settle this question.

It can be even more complicated in a blended family.   When you have divorced and remarried.  Your children have been raised in an environment where your spouse is the parent and now you have a biological parent in the equation.  Do you want your child uprooted  and taken out of a familiar environment at a time when they are already traumatized by the death of a parent?

These are issues that a Last Will and Testament can address.  Your wishes are recorded to guide those left behind.   Cost should not prevent anyone from protecting loved ones who remain behind.

10 comments on “A last will and testament is more important than you think

  1. I sold insurance for many years. I cannot begin to tell you the horror stories about what happens when people do NOT have a will. Thanks you so much for writing about this. This is a topic that simple MUST be discussed and taken care of before it is needed… after is just a bit to late.

  2. After is indeed too late. And the drama begins. I have literally seen a case where grown children were arguing over a quilt of all things at their mother’s funeral. Everyone wanted that quilt which had absolutely zero monetary value because the mother had made it decades ago.

    • Thanks for stopping by Terri. I know I don’t want to think about it and I pray it’s a long way off but that day will arrive eventually. None of us can avoid it. Those we leave behind are going to be traumatized by the loss and as you said it is a great kindness. Anything that makes to time less stressful is a blessing.

  3. A lot of people say that wills are too expensive…but it seems to me like there should be more of a cost/benefit analysis…people are going to have to pay, but they can either choose to pay a little bit now, or pay a lot later (in terms of time, effort, grief, and sometimes in assets/money if things go really haywire.)

  4. Hey there! This post could not be written any better! Reading through this post reminds me of my previous room mate! He always kept chatting about this. I will forward this article to him. Pretty sure he will have a good read. Many thanks for sharing!

  5. This design is steller! You most certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

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